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AI Policy Generator

European Union: AI and data protection regulation

The EU already requires AI literacy, avoiding prohibited practices and AI disclosures; high-risk obligations arrive in December 2027.

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Summary

The EU AI Act applies in every Member State without national legislation. Prohibitions, staff AI literacy, transparency for chatbots and generated content, and general-purpose model rules already apply. The 2026 Digital Omnibus postponed high-risk obligations to December 2, 2027 (employment, credit, education, biometrics) and August 2, 2028 (regulated products) without changing their content. The GDPR remains the rule with the most practical weight, and there are sector layers for finance, insurance, healthcare, platforms and software makers.

Binding AI law today?
Yes
Obligations verified in the official source
100 %
Information as of

Authorities

Rules covered

RulesStatusObligations and dates
EU Artificial Intelligence Act (AI Act)
AI Act
In force13
Commission guidelines on classifying high-risk AI systems
High-risk guidelines (Art. 6)
Regulator guidance1
Code of Practice on AI-generated content transparency and Article 50 guidelines
AI transparency code
Regulator guidance1
General Data Protection Regulation (GDPR)
GDPR
In force8
Digital Operational Resilience Act (DORA)
DORA
In force2
EIOPA Opinion on AI governance and risk management in insurance
EIOPA AI Opinion
Regulator guidance1
EBA Guidelines on loan origination and monitoring
EBA loan origination guidelines
Regulator guidance1
Consumer Credit Directive (CCD2)
CCD2
Adopted, applies later1
Platform Work Directive
Platform Work Directive
Adopted, applies later3
Medical Devices Regulation (MDR) and In Vitro Diagnostic Regulation (IVDR)
MDR/IVDR
In force1
European Health Data Space Regulation (EHDS)
EHDS
Adopted, applies later1
Cyber Resilience Act (CRA)
CRA
In force2
Product Liability Directive
Product Liability Directive
Adopted, applies later1
Data Act
Data Act
In force2

Key dates

Show past dates (22)

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